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APPRISE Health Insurance Counseling

Understand Your Medicare, Medicaid, and Long Term Care Benefits

APPRISE is a free health insurance counseling program designed to assist Pennsylvanians with Medicare. The Pennsylvania Department of Aging created APPRISE to help Medicare beneficiaries better understand their health insurance options and make sound decisions about what is best for them. APPRISE counselors can answer your questions about original Medicare, Medicaid, supplemental insurance, Medicare Advantage Plans, long term care insurance, and Medicare prescription drug plans. Our counselors can:

  • Help you decide which Medicare health plan is right for you by explaining how each plan works, its benefits, its coverage amounts, and its costs
  • Help you understand your health insurance benefits by reviewing your Medicare Summary Notice or Explanation of Benefits, which explain what services have been paid for, what you may owe, and what your appeal rights are
  • Explain various assistance programs that may help pay your Medicare deductibles and Part B premium and assist you with the necessary applications
  • Explain the Medicare Prescription Drug Benefit (Part D) and the various assistance programs that may help pay the premiums, deductibles and co-pays

If you or a family member needs assistance with Medicare-related issues, please contact the Agency’s APPRISE Coordinator at (814) 946-1235, ext. 1016.

APPRISE: Understanding Medicare Benefits Made Easy

Let’s face it: Medicare can be confusing. Enrollees encounter a lot of tough decisions when it comes to choosing the right coverage plan and sorting through all of the different benefit options. The process sometimes feels plastered with red tape and laden with unfamiliar jargon. And who can keep track of all the different policies and benefits for Medicare Parts A, B, and D, let alone all the private supplemental options that are out there? To make matters worse, people face harsh penalties if they fail to register properly, and confused enrollees risk missing out on discounts and financial assistance. Some even end up paying for coverage they don’t want or missing out on coverage options that they need.

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05/20/2021

​Harrisburg, PA – The Pennsylvania Department of Aging today announced that older adults who will soon be turning 65 and are not yet enrolled in Medicare can attend a free virtual event to learn about their healthcare coverage options when enrolling for Medicare.

 

The "Welcome to Medicare" event on June 23, open from 3 p.m. to 7 p.m., will feature national presentations from the State Health Insurance Assistance Programs on Medicare eligibility, enrollment and coverage options. Representatives will be available to answer questions and assist older adults with information to enable them to make choices on Medicare coverage that best meets their needs and lowers their costs.

 

In Pennsylvania, this program is known as APPRISE. Throughout the national presentation, staff from APPRISE will host an exhibit for Pennsylvania and will respond to Medicare questions and provide information about the program. The Center for Advocacy for the Rights and Interests of the Elderly (CARIE) – Pennsylvania's Senior Medicare Patrol – also will join APPRISE to discuss Medicare fraud prevention.

 

"We encourage anyone who is turning 65 soon to join our Virtual Welcome to Medicare Fair. Pennsylvania's Medicare Counseling Program is here to help older adults learn about signing up and navigating the complexities of Medicare, avoiding late enrollment penalties, and preventing fraud," said Susan Neff, APPRISE director. "We also invite those who attend to visit the Pennsylvania-specific virtual exhibit at any time during the event. The APPRISE and CARIE staff look forward to chatting with seniors about their Medicare enrollment concerns."

 

Older adults can register for this event here

 

The APPRISE Program has nearly 800 trained counselors in the commonwealth who provide free, confidential, objective, and easy-to-understand information about original Medicare, Medicare Advantage Plans, prescription drug plans, and Medicare Supplement plans, and allows Medicare beneficiaries to compare plans and determine what best meets their needs and save them money.

To learn more about the APPRISE Program or becoming a volunteer, click here or call the APPRISE Helpline at 1-800-783-7067 .

MEDIA CONTACT: Jack Eilber, agingcomms@pa.gov

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Department Of Aging: June 23 Medicare Event Welcomes Future Beneficiaries With Information On Eligibility, Coverage Options